Movicap INVESTMENT
Spain
MOVICAP guides you through the NLV (Non-Lucrative Visa): Spanish residence for non-EU nationals able to support themselves in Spain without carrying out any economic activity there. Legal framework: Organic Law 4/2000 and Royal Decree 1155/2024, in force since 20 May 2025. Our advisors provide the income amounts and fees applicable to your situation.
Residence options
NLV - Non-Lucrative Visa (main route)
One-year residence, renewable for two-year periods, with no economic activity in Spain. Suited to retirees, people living on passive income, families on an immersion project and holders of liquid wealth.
TARGET PUBLIC
Non-EU/EEA citizens.
INCOME PROOF
Stable annual resources representing a multiple of the Spanish minimum reference income (IPREM) in force.
SUPPLEMENT PER DEPENDANT
An additional amount of resources is required for each dependant.
VALIDITY PERIOD
1 year, renewable.
ENTRY DEADLINE
365 days after authorisation.
RESIDENCE REQUIREMENT
More than 183 days per year in Spain.
GOLDEN VISA
Abolished since April 2025 - the NLV is the main alternative.
Spanish health insurance
Private policy from an insurer authorised in Spain, equivalent to the national health system, with no co-payments, material exclusions or waiting periods. Travel or foreign health plans are not accepted.
Status evolution
After the first year of lawful residence, a change to a work authorisation is possible, then a path towards long-term residence.
Alternative: remote work
The NLV prohibits any economic activity, including remote work for a foreign employer under the strictest consular reading. In that case we direct you to the international remote-worker regime.
Other permits still open
Self-employed status, entrepreneur or project of economic interest, and family reunification.
Key conditions
- ·TARGET PUBLIC: non-EU/EEA citizens
- ·INCOME PROOF: stable annual resources representing a multiple of the IPREM in force
- ·SUPPLEMENT PER DEPENDANT: an additional amount of resources per dependant
- ·No economic activity, employed or self-employed, carried out in Spain
- ·Documented passive income or savings: bank statements, income history, lawful origin of funds
- ·Private health insurance from an entity authorised in Spain, with no co-payment or waiting period
- ·Medical certificate and clean criminal record certificate
- ·Filing at the Spanish consulate covering your place of residence
Benefits
- ·Lawful residence in Spain and access to the Schengen area
- ·Spouse and dependent children included in the same application
- ·Access to healthcare and education in Spain
- ·Possible move to a work authorisation after one year, then to long-term residence
- ·An accessible route with no real-estate investment or company creation
Estimated timeline
VALIDITY: 1 year, renewable. ENTRY DEADLINE: 365 days after authorisation. RESIDENCE REQUIREMENT: more than 183 days per year in Spain. Estimated processing time: several months between file preparation and the consular decision, depending on the consulate and the season. Note: Spanish tax residence entails taxation on worldwide income, to be planned before relocating.
Request a consultation
Tell us about your project
Fill out the form. An advisor will contact you within 48 hours to refine your project.
Other destinations
Saudi Arabia
Antigua and Barbuda
Grenada
Portugal
Canada